Thank you for choosing us! To give you an efficient and reliable service, please provide the under listed documents at time of claim.At Hibret Insurance experienced and seasoned claim Officers will handle your case promptly. We have got the most competent and committed workforce. Our competitiveness makes us one of the most preferred insurance providers in the Nation.
We are striving continuously for excellence and mutual growth with our customers, so we can all live better lives. Honesty, integrity and transparency are our core principles. Remember, our mission is not just to amass money, but rather to provide honest, prompt and courteous claims services!
In our 30 years existence in the industry, those principles have been cornerstones for our trustworthy claims services and sustainable relationships with our customers. What we have promised and agreed to do, sharing your risks, we do it rightly when harder times befall onto you. That is why we are receiving each year a dozen of appreciations and thank you letters from our clients. Our service provision has made us the most preferable insurer to work with reputed international and local organizations.
The best of Our Company comes out in our courteous, honest and prompt Claims Services. Because our dream team knows when you, our customer, needs your insurance most is when you have a claim!
Thank you for choosing us!
START YOUR CLAIM!
What to expect when you file a claim With every claim, big or small, we take pride in
delivering responsive, fair and professional service. Our experts will maintain open and regular communication with you throughout the lifecycle of the claim.
At The Scene Of Accident:
Do whatever you can to minimize the human and property loss that could result from the accident and make sure that the vehicle is protected from further damage. If possible, make a sketch plan of the scene of the accident showing the position(s) of the vehicle(s), road markings, etc and take pictures of the scene showing the position and damage of the vehicle.
If the accident results in damages to other vehicle(s), person(s), animal, or any other property:
- Note the registration number of the other vehicle(s) involved and the names of their owners and drivers:
- Note the names and addresses of the person(s) injured.
Note the damage to animals and/or other property. - Ask the names and addresses of everybody else who involved including witnesses.
- If possible, take pictures.
- Do not admit responsibility, sign any statement to this effect, or make any offer to any Third Party. Your insurance policy prohibits you from admitting liability without your Insurer’s written agreement.
Later:
- Report the accident to a nearby Police or any other similar Government Body immediately Notify the accident to the Head office of or any of its branches nearby immediately
Duly complete a claim form - Present a police report
- Provide photocopies of the Driver’s Identity Card and Driving License
- Provide photocopy of the Ownership Certificate of the vehicle
- Settle the excess required under the Policy
- Settle any outstanding premium (if any)
- Settle any contribution required in respect of replacement of new parts for old (if any)
For Death compensation
- Duly completed Claim Notification Form
- Police Report (Which explaining the scene and circumstances of the accident)
- Death Certificate
- Beneficiary’s legal heirs
For Permanent Disability
- Duly completed Claim Notification Form
- Original medical board Proceeding
- Payroll
- ID Card , Passport
For Medical Expense Refund
- Original Medical Certificate
- Original Medical Invoices
- Original prescription
Note: Notification of claim-accident/disease should be completed & returned within seven days of the accident/disease.
- Duly completed Claim Notification Form
- Original Insurance Policy/Certificate
Originals or copies of Invoices - Packing List
- Original Bill of Lading and/or other contract of carriage
- Preliminary Survey Report
- Correspondence exchanged with carriers and/or other parties regarding their liability for the loss or damage.
- Store Goods Receiving Note
- Truck Way Bill
- Police Report (if accident happened during inland travel)
- Vessel Arrival Notification Slip
- Any other Documents which may be required by the Insurer
Note: Before the occurrence of loss/damage, please inform your agent to take all the necessary steps indicated at the back of your marine policy.
- Duly completed Claim Notification Form
- Original Insurance Policy/Certificate
- Originals or copies of Invoices
- Packing List
- Air Way Bill
- Truck Way Bill (if transported by third party carrier)
- Copy of Written Protest to the Carrier
- Store Goods Receiving Note
- Any other Documents which may be required by the Insurer
Note: Before the occurrence of loss/damage, please try to understand or to inform your agent to take all the necessary steps indicated at the back of your marine policy.
Motor Insurance Claims Guide
- Do whatever you can to minimize the human and property loss that could result from
the accident and make sure that the vehicle is protected from further damage. If possible, make a sketch plan of the scene of the accident showing the position(s) of the vehicle(s), road markings, etc and take pictures of the scene showing the position and damage of the vehicle. - If the accident results in damages to other vehicle(s), person(s), animal, or any other
property: Note the registration number of the other vehicle(s) involved and the names of their owners and drivers: - Note the names and addresses of the person(s) injured.
- Note the damage to animals and/or other property.
- Ask the names and addresses of everybody else who involved including witnesses.
- If possible, take pictures.
- Do not admit responsibility, sign any statement to this effect, or make any offer to any
Third Party. Your insurance policy prohibits you from admitting liability without your
Insurer’s written agreement.
- Report the accident to a nearby Police or any other similar Government Body
immediately Notify the accident to the Head office of or any of its branches
nearby immediately - Duly complete a claim form
- Present a police report
- Provide photocopies of the Driver’s Identity Card and Driving License
- Provide photocopy of the Ownership Certificate of the vehicle
- Settle the excess required under the Policy
- Settle any outstanding premium (if any)
- Settle any contribution required in respect of replacement of new parts for old (if
any)
For GPA and Illness/Workmen’s Compensation Insurance
- Duly completed Claim Notification Form
- Police Report (Which explaining the scene and circumstances of the accident)
- Death Certificate
- Beneficiary’s legal heirs
- Duly completed Claim Notification Form
- Original medical board Proceeding
- Payroll
- ID Card , Passport
- For Medical Expense Refund
- Original Medical Certificate
- Original Medical Invoices
- Original prescription
Marine Insurance
- Duly completed Claim Notification Form
- Original Insurance Policy/Certificate
- Originals or copies of Invoices
- Packing List
- Original Bill of Lading and/or other contract of carriage
- Preliminary Survey Report
- Correspondence exchanged with carriers and/or other parties regarding their
liability for the loss or damage. - Store Goods Receiving Note
- Truck Way Bill
- Police Report (if accident happened during inland travel)
- Vessel Arrival Notification Slip
- Any other Documents which may be required by the Insurer
Note: Before the occurrence of loss/damage, please inform your agent to take all the necessary
steps indicated at the back of your marine policy.
- Duly completed Claim Notification Form
- Original Insurance Policy/Certificate
- Originals or copies of Invoices
- Packing List
- Air Way Bill
- Truck Way Bill (if transported by third party carrier)
- Copy of Written Protest to the Carrier
- Store Goods Receiving Note
- Any other Documents which may be required by the Insurer
Note: – Before the occurrence of loss/damage, please try to understand or to inform your agent to take all the necessary steps indicated at the back of your marine policy.