Welcome to a place where protection meets excellence. From safeguarding your home to securing your tomorrow, we are here every step of the way, guiding you towards a brighter and more secure tomorrow.
— Give your home the finest
protection it deserves!
Our Buildings Insurance protects the structure of your home and any permanent fixtures from damage.
This policy protects you against loss or damage to your property caused by actual, forcible, or violent entry into or exit from the premises.
Our Contents Insurance offers protection for your belongings. It has what it takes to help look after the most valuable possessions in your home but doesn’t cover the actual building itself.
What’s covered
What’s NOT covered
Damage to the structure of your home caused by events such as fire, flooding and theft. We also cover damage to garages and outbuildings. The structure of your garage and any domestic outbuildings are covered as standard including swimming pools, ponds and fountains, hard courts, terraces, and patios,
(including loss of rent): We’ll pay for accommodation if your home can’t be lived in due to damage covered by your policy. And if you’re a landlord we’ll pay you either for lost rent or for alternative accommodation
We’ll cover the cost of replacing any undamaged items in a set or suite, such as tiles, basins, and fitted furniture, if we’re unable to provide an exact match (up to buildings limits)
Protection for injuries or property damage (if you’re legally liable as the homeowner)
Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:
Wear and tear, Wet damage, Fences, gates or hedges damaged in a storm, Claims for poor workmanship or faulty design
Riders — Add-ons
Extra cover for your house and home
— What we call sweeteners
Protects you from financial responsibility if any person other than a member of your family or household is injured or their property is damaged on or about the premises
Covers bodily injury by accident or disease to domestic workers arising out of and in the course of their employment.
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