Loading...
Loading...
Loading...
Unlike conventional insurance, Takaful is built on community, ethics, and fairness — not profit. Here's what that means for you.
Instead of one company taking your premiums, everyone contributes to a shared fund. When you need help, the community supports you — and when there's surplus, you get some back.
Every investment and transaction follows Sharia principles — no interest (riba), no uncertainty (gharar), no prohibited activities. Your money only goes where it should.
A dedicated Sharia advisory board oversees every product and operation. Full transparency, strict compliance — so you never have to wonder.
If the Takaful fund has surplus at year-end, it's distributed back to participants — not kept as company profit. You benefit directly from the fund's success.
From vehicles to property to personal accident — all fully Sharia-compliant, all built on mutual care.
Sharia-compliant coverage for your vehicle against accidents, fire, theft, and third-party liabilities — with the peace of mind that your contributions help others too.
Ethical protection for your home or business property against fire, natural disasters, and burglary — managed transparently following Islamic finance principles.
Coverage for accidental death, permanent disability, and medical expenses — built on mutual cooperation where everyone looks out for each other.
Bespoke Sharia-compliant solutions for your specific business needs, engineering projects, or unique risk profile — reviewed by our Sharia advisory board.
Access Takaful services at any branch across Ethiopia — help is always close by.
All products reviewed and certified by our Sharia advisory board for your peace of mind.
Specialized advisors who understand both Takaful and your needs — guiding you to the right coverage.
Backed by Hibret Insurance's decades of experience and licensed for life insurance since 1997.
Talk to our Takaful advisors today. We'll help you find the right Sharia-compliant coverage — with no pressure, no fine print, just honest advice.
