—Your property is your castle
we’ll help you protect it
Liability Insurance provides financial protection to individuals and businesses against claims or lawsuits filed by third parties alleging negligence, injury, or damage. It covers legal costs, settlements, and judgments up to the policy limits, helping policyholders manage the financial impacts of legal liabilities.
—Your one window to total protection
Public Liability Insurance
Public liability insurance protects businesses against financial liabilities resulting from third-party claims for bodily injury or property damage caused by their operations or premises. This policy safeguards the insured party where legal action or compensation may be sought due to accidents or incidents occurring within the covered premises or as a result of business activities.
Covers the cost of repairs or replacements due to accidental damage, breakdown, or explosion of insured equipment.
—Your one window to total protection
Product Liability
Product liability insurance is a type of business insurance that provides financial protection to manufacturers, distributors, and sellers against legal costs and compensation claims arising from third party bodily injury or property damage caused by products they produce, distribute, or sell. This coverage helps mitigate the risks associated with potential lawsuits and claims resulting from product-related claims.
—Safeguarding your business
Professional Indemnity
Professional Indemnity Insurance protects professionals and their businesses against claims of negligence, errors, or omissions in the services they provide to clients. This insurance helps cover legal costs, damages, or settlements resulting from such claims, ensuring that professionals are financially protected in case their clients suffer harm due to their professional advice or services.
—Your one window to total protection
Inland Carriers’ Liability
Inland Carriers’ Liability Insurance is an insurance policy specifically designed for transporters. It protects the carrier (the transporter) from financial responsibility for physical loss or damage to cargo entrusted to them during transportation.
—Your one window to total protection
Workmen’s Compensation
Workmen’s Compensation Insurance provides compensation for employees who suffer work-related injuries or illnesses. This coverage is essential for ensuring that employees receive prompt medical care and financial support while safeguarding employers against liability to pay benefits to injured employees or dependents of deceased employees.
Hibret aims to differentiate itself in the market, by building strong customer loyalty,
and be recognized as the preferred insurance services provider that is committed to a high standard of excellence and for protecting what matters most.